Rating: S&P A+ | Moody’s Aa3 | Fitch AA-

Our Autocallable Products

ISIN	Short Code	Product Type	Underlying	Issue Date	Maturity
/filedb/deliver/xuuid/g0018d41996aebbe433db30bc66263b9d689 ZAE000320479	/filedb/deliver/xuuid/g0018d41996aebbe433db30bc66263b9d689 UBGPAB	/filedb/deliver/xuuid/g001877a093780774d818e5f4e89bd570052 Automatic Early Redeemable Notes (Phoenix Autocallable)	/filedb/deliver/xuuid/g001877a093780774d818e5f4e89bd570052 Nikkei 225 Index, EURO STOXX 50 Index, Standard and Poor's 500 Index	/filedb/deliver/xuuid/g0018d41996aebbe433db30bc66263b9d689 05-Apr-2023	/filedb/deliver/xuuid/g0018d41996aebbe433db30bc66263b9d689 26-Mar-2029

Please contact us on +27 11 322 7129 for more information on our products.Please contact us on +27 11 322 7129 for more information on our products.

The information contained herein (including the general advice, if any) has been prepared without taking account of your objectives, financial situation or needs and because of that, you should, before acting on the information, consider the appropriateness of the information, having regard to your objectives, financial situation and needs. You should obtain a Product Disclosure Statement relating to the product referred to herein and consider the Statement before making any decision about whether to acquire such product